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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_124-house-cleaning-vlog-indian-mom-saree-124-indian-vlog-housewife.webp "Vipnik Lifestyle")
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_today-i39m-prepare-chicken-curry-124-desi-village-cooking-vlog-124-vipnik-lifestyle-vlog-124-housewife.webp "Vipnik Lifestyle")
Today I'm Prepare Chicken Curry 🥘 | Desi Village Cooking Vlog 😋 | Vipnik Lifestyle Vlog | #housewife
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_vanessa-hudgens-shows-off-baby-bump-at-renaissance-fair.webp "Vanessa Hudgens just took to Instagram to share some adorable photos of herself enjoying the Renaissance Fair.")
_124-indian-village-vlogs-124-vipnik-lifestyle-vlog-124-village-housewife.webp "Vipnik Lifestyle")
ताज़ा ताज़ा सब्जी तोड़े चलिए 🍆| Indian Village Vlogs 💒 | Vipnik Lifestyle Vlog | #village #housewife
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_daily-room-cleaning-vlog-124-house-cleaning-vlog-indian-latest-124-daily-floor-mopping-vlog-housewife.webp "Vipnik Lifestyle")
⏲ 8 minutes 24 seconds 👁 27.4K
_why-rihanna-taylor-swift-and-billie-eilish-skipped-the-met-gala.webp "While many celebrities stunned at The Met Gala this year, there were a few familiar faces not in attendance.")
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_124-house-cleaning-vlog-indian-mom-saree-124-saree-cleaning-vlog-new.webp "Vipnik Lifestyle")
⏲ 9 minutes 21 seconds 👁 5.1K
_5-things-to-do-next-week-6-12-may-2024.webp "Assistant editor Iain Lynn with his entertainments guide to five things to do next week in and around Lancashire")
_madhav-ko-mila-naya-dost-vlog-vlogs-vlogger.webp "Vipnik Lifestyle")
_my-morning-guest-bedroom-cleaning-routine-124-house-cleaning-vlog-indian-mom-saree-124-hardwork-vlog.webp "Vipnik Lifestyle")
⏲ 8 minutes 6 seconds 👁 4.1K
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